View Articals 22.07.2017 19:32


Vol. 24(1), January 2017


Factors affecting net interest margin of joint-stock commercial banks in Vietnam
Pham Hoang An & Vo Thi Kim Loan
(Xem: 309 | Tải về: 0)
KeywordsNet interest margin Joint-stock commercial banks Panel data Vietnam
Page90-101
QuotePham Hoang An & Vo Thi Kim Loan (2017), "Factors affecting net interest margin of joint-stock commercial banks in Vietnam", Tạp chí Phát triển Kinh tế 24(1), 90-101.
AbstractThis study analyzes factors affecting net interest margin of joint-stock commercial banks in Vietnam. The paper uses the secondary data of 26 banks with 182 observations for the period of 2008–2014 and applies the panel data regression method. The empirical results indicate that lending scale, credit risk, capitalization, and in-terest rate have positive impacts on net interest margin. In contrast, managerial efficiency has a negative effect on net interest margin. However, bank size and loan to deposit ratio are statistically insig-nificant to net interest margin.
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